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HDB Financial Services Ltd.

HDBFS

HDB Financial Services Limited operates as a non-banking financial company that provides lending services and business process outsourcing services in India. The company offers personal loans, business loans, micro lending loans, auto loans, two-wheeler loans, gold loans, loan against property, enterprise business loans, consumer durable loans, commercial vehicle loans, construction equipment loans, car loans, loan against lease rental, tractor loans, and general and life insurance products. Its BPO services include back-office services, such as forms processing, documents verification, finance and accounting services, and correspondence management; and front office services, consisting of contact center management, outbound marketing, and collection services. The company was incorporated in 2007 and is based in Mumbai, India. HDB Financial Services Limited is a subsidiary of HDFC Bank Limited.

Key metrics

Market Cap

₹51,796 cr

P/E Ratio

22.27x

P/B Ratio

3.27x

ROE

13.75%

ROCE

6.21%

Debt / Equity

5.52x

Net Margin

13.53%

Dividend Yield

64%

EPS

Period

FY2025

Shareholding pattern

As of Latest
Promoter: 74.48%FII: 12.57%Public: 12.95%

Deep-dive pages

Educational content — not investment adviceThis page presents publicly available information about HDB Financial Services Ltd. for educational purposes only. EquitiesIndia.com is not a SEBI-registered Investment Adviser or Research Analyst. Nothing here constitutes investment advice, a recommendation to buy or sell any security, or a solicitation to transact. All financial data shown is sourced from public BSE/NSE filings and is at least 90 days old. Past performance is not indicative of future results. Please consult a SEBI-registered adviser before making any investment decision.